Calling All Vermont Flood Survivors – Apply Now for Potential FEMA Aid!

Calling All Vermont Flood Survivors - Apply Now for Potential FEMA Aid!

In response to the devastating storms and flooding that struck Vermont on July 7, 2023, and have persisted, President Joseph Biden took decisive action on Friday, July 14, 2023. He declared a Major Disaster for the state, signifying the urgency and gravity of the situation. The declaration aims to provide much-needed relief and support to affected Vermont homeowners and renters who have faced the brunt of nature’s fury.

For those residing in counties now designated for Individual Assistance, there is hope on the horizon. The Federal Emergency Management Agency (FEMA) stands ready to lend a helping hand to eligible individuals in Chittenden, Lamoille, Rutland, Washington, Windham, and Windsor counties. This federal funding offers a lifeline to those whose lives have been upended by the relentless floods.

Moreover, the assessment of damages continues, and there is a possibility that more counties could be added to the assistance list as the full extent of the devastation becomes apparent.

As we navigate this challenging time, it’s essential for homeowners and renters to take prompt action. If you have homeowners or renters insurance, make sure to file your claim without delay. FEMA, in adherence to the law, cannot duplicate benefits for losses already covered by insurance.

However, if you find yourself without adequate coverage or any insurance at all, fear not. You might still be eligible for crucial federal assistance that can help you get back on your feet. Reach out to FEMA, and together, we can pave the way to recovery.

To apply for aid, the process has been made straightforward and accessible. The quickest and easiest way is to visit disasterassistance.gov, where you can seamlessly submit your application. Alternatively, if you prefer to handle things on your mobile device, you can download the FEMA mobile app, which is also available in Spanish. The convenience of modern technology ensures that help is only a few taps away.

For those who may not have internet access or face technical challenges, FEMA’s toll-free helpline is at your service. Call 800-621-3362 (TTY: 800-462-7585), and dedicated agents will guide you through the application process. The telephone lines operate from 7 a.m. to 11 p.m. EDT, seven days a week, and language translation services are available to assist you effectively.

Together, let’s stand strong and united in the face of adversity. FEMA is here to support you, the resilient people of Vermont, as we rebuild, recover, and forge a path toward a brighter future. Remember, there is strength in seeking help, and together, we will weather this storm.

When applying for assistance, make sure you have the following information ready:

  1. Your current phone number for contact.
  2. The address where you were during the disaster and your current staying address.
  3. If available, your Social Security number.
  4. A general list of the damage and losses you have incurred.
  5. If you have insurance, provide the policy number or the agent/company name.

Once it’s safe, begin cleaning up and documenting the damage with photographs. Start repairs to prevent further harm and keep all receipts related to cleanup and repairs.

Disaster assistance can offer financial support for temporary lodging, home repairs, and other programs to help families recover from the event’s impact.

The U.S. Small Business Administration (SBA) offers low-interest disaster loans to homeowners, renters, businesses, and most nonprofits. Similar to FEMA, SBA won’t duplicate benefits already covered by insurance.

To apply for SBA disaster loans, businesses, homeowners, renters, and private non-profits can visit disasterloanassistance.sba.gov. For assistance with the application, call 800-659-2955 or email [email protected]. SBA representatives can answer questions about how the loan can aid in recovery.

For the latest information, visit fema.gov/disaster/4720. You can follow FEMA Region 1 on Twitter at twitter.com/FEMARegion1 or on Facebook at facebook.com/FEMA.

For Vermont’s response and recovery updates, follow the Vermont Emergency Management Agency on Twitter twitter.com/vemvt and Facebook facebook.com/vermontemergencymanagement.

Federal funding is available for state, tribal, eligible local governments, and specific private nonprofit organizations on a cost-sharing basis for emergency protective measures. Emergency protective measures funding is accessible in multiple Vermont counties.

All counties in Vermont can apply for assistance under the Hazard Mitigation Grant Program.

Christopher Charles spent 6 years in the mortgage industry before moving into the world of digital media. He's helped thousands of families buy and refinance real estate at banks and mortgage companies and now continues that mission through industry-leading content. Chris is known for his expertise in the mortgage & real estate industry and continues to produce content all over the web.

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