Fund Offers Grants to Assist Homeowners Affected by Covid

Find out if you qualify for these programs here.

Homeowners who have experienced financial setbacks stemming from the ongoing COVID-19 pandemic may be eligible to receive up to $20,000 in grant assistance through the Homeowners Assistance Fund (HAF).

Available through the American Rescue Plan Act and administered by the Oklahoma Housing Finance Agency (OHFA), HAF provides financial assistance to homeowners who have experienced a significant reduction or loss of income due to COVID-19. 19 and whose mortgage payments have become delinquent.

Applications and more information are available at

“Homeowners often struggle to keep up with mortgage payments,” said Valenthia Doolin, director of the HAF program in Oklahoma. “We want to make sure our neighbors have the resources to take back and restore stability to homeownership.”

Find out if you qualify for these programs here. 

What is socially disadvantaged?

Socially disadvantaged homeowners may qualify if they are at or below 150% of the area median income. The Treasury defines the socially disadvantaged as ” those whose ability to buy or own a home has been impaired due to decreased access to credit on reasonable terms compared to others in comparable economic circumstances, based on disparities in rates homeownership in the HAF participant’s jurisdiction as documented by the United States Census.

Who is eligible?

Oklahoma homeowners who occupy the property as their primary residence.

Homeowners who have experienced qualifying COVID-19 financial hardship after January 21, 2020.

Homeowners who are United States citizens or those who can show proof of a green card.

Homeowners who are delinquent on eligible expenses, including replacement of a delinquent mortgage, mortgage payment Assistance for Rehabilitated Homeowners delinquent property tax, home insurance canceled restored delinquent homeowners association ( HOA ) Fees.

Homeowners whose home loan is guaranteed by the US government, Fannie Mae, or Freddie Mac, and meet the conforming loan limit at origination.

Homeowners who are at or below 100% of the area median income or homeowners who are socially disadvantaged and are at below 150% of the area median income.

Find out if you qualify for these programs here.

Eligible uses of HAF grants:

  • Principal and interest of the first and second delinquent mortgages (P&I)
  • Shortage of escrow
  • Homeowners and condo association fees
  • Hazard, Flood and Mortgage Insurance for Homeowners
  • Reasonable rates assessed by the lender
  • Up to three additional P&I payments after the mortgage default is resolved
  • Loan payments due to government or non-profit entities for down payment assistance

” We want to make sure our neighbors have the resources to take back and restore stability to homeownership”

To apply for assistance, visit

Find out if you qualify for these programs here.

Chris has been in the marketing industry for well over a decade. Chris loves writing about anything related to saving money. A passion for teaching people through writing has given him a unique opportunity to use his skills in the marketing industry. In his spare time he likes spending time with his family. training his new puppy, and taking long road trips to places like Banff & Lake Louise, Alberta.
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