Indiana Homeowner Assistance Program Accepting Applications


The State of Indiana was awarded $167 million through the American Rescue plan of 2021 to help its residents impacted by Covid-19. The State used these funds to create the Indiana Homeowner Assistance Program (HAF), administered by the Indiana Housing and Community Development Authority. 

For more information on getting a grant and also learning about refinance programs, take a look at this.

Indiana homeowners in all 92 counties can get financial assistance from the Indiana HAF program if they are facing financial hardship as a result of the Covid-19 pandemics (after January 21, 2020). According to the program’s official dashboard, almost $4 million was disbursed so far to help over 500 families. 

There are certain requirements that must be met by both the applicant and the property to be eligible. The homeowner must be an ”owner-occupant of a single-family home, condominium, 2-, 3-, or 4-family dwelling, or manufactured homes permanently affixed to real property”. The home must be the applicant’s primary residence and it must be located in the State of Indiana. Regarding the applicant’s income, it cannot surpass 150% of the Area Median Income (AMI). The applicant must have encountered a financial hardship as a result of the COVID-19 epidemic after January 21, 2020, such as a decrease in income or an increase in living expenditures. This can include but is not limited to, losing a job, working fewer hours, paying more for childcare, being sick, or having to look after a family member.

The Indiana Homeowner Assistance Fund Program offers three types of assistance. 

  • Monthly Assistance: this includes temporary monthly assistance to cover the homeowner’s first mortgage payment and related expenses.
  • Monthly Assistance with Reinstatement: The homeowner will first receive assistance to bring their mortgage current, then temporary monthly support to make their first mortgage payment or other associated costs.
  • Reinstatement Only Assistance: This includes assistance to bring the homeowner’s mortgage or related expenses current.

Applications are available online through the 877-GET-HOPE ( website.

For more information on getting a grant and also learning about refinance programs, take a look at this.

Christopher Charles spent 6 years in the mortgage industry before moving into the world of digital media. He's helped thousands of families buy and refinance real estate at banks and mortgage companies and now continues that mission through industry-leading content. Chris is known for his expertise in the mortgage & real estate industry and continues to produce content all over the web.

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