Grants for Low Income Roof Repair Assistance
Repairing or replacing your roof is an expensive cost, but leaking and damaged roofs can present a hazard for you and your family. What may seem like a simple leak could wind up costing you thousands of dollars in repair costs. All roofs eventually break down and need replacement, no matter the type of material or how well they were maintained. There are several options in which you can get financial aid from federal and state agencies for a complete or partial replacement and repair.
Homeowners should be informed of several low-income roof repair assistance programs they can use. These home improvement grants and zero-interest loans are available to low-income homeowners to reduce the cost of their emergency repairs that present safety and health hazards, including problems with damaged and leaking roofs. These grants are usually administered at a local level by governments and agencies.
1. Tribal Energy Program
The U.S. Department of Energy’s Tribal Energy Program provides financial and technical assistance that enables tribes to develop their renewable energy resources and reduce their energy consumption through efficiency and weatherization. This means that if you live in a tribal community, you can get a government grant to repair your roof. The program is administered by the Department of Energy (DOE) Office of Energy Efficiency and Renewable Energy Weatherization and Intergovernmental Program.
2. Neighborhood Stabilization Program
The Neighborhood Stabilization Program helps low-income and middle-income families with activities such as establishing financing mechanisms for the purchase and redevelopment of foreclosed homes and residential properties, purchasing and rehabilitating homes and residential properties abandoned or foreclosed, establishing land banks for foreclosed homes, demolishing blighted structures, and redeveloping demolished or vacant properties. To be eligible for NSP funds, a homebuyer must demonstrate income eligibility (household income at or below 120% AMI), agree to occupy the residence as their principal residency, demonstrate the ability to pay the mortgage and maintain the home, and complete eight hours of housing counseling by a HUD-certified counseling agency.
3. Weatherization Assistance Program
The Weatherization Assistance Program is available throughout the US. This program assists elderly, handicapped, and low-income persons in weatherizing their homes, improving their heating system efficiency, and conserving energy. The program assists low-income individuals and families whose total household income is at or below 200% of the federal poverty level. It is managed by the US Department of Energy and the State Energy Program and it performs improvements in approximately 35,000 homes each year.
4. Single Family Home Repair Loans and Grants
Also known as the Section 504 Home Repair program, this provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards. This program offers 1% interest loans up to $20,000.00 to low-income homeowners and grants up to $7,500.00 to low-income people over 62. You can also make a combination of a loan and a grant and get up to $27,500.00. Grants can only be used to correct health and safety deficiencies on properties, and loans can be used in all home improvement projects.
5. Low-Income Home Energy Assistance Program
The Low-Income Home Energy Assistance Program (LIHEAP) is another government grant for roof repair and improvement that might fund minor repairs. A household income of at least 60% of the Area Median Income is required. A person who participates or has family members who participate in certain other benefit programs, such as SNAP, SSI, TANF, may be automatically eligible. You can only apply for LIHEAP once each program year. Find your local provider at the following link if you are interested and eligible for this program.