Assistance Fund for Wyoming Homeowners

The Wyoming Homeowner Assistance Fund (HAF) Program

In response to the ongoing financial challenges brought about by the COVID-19 pandemic, Wyoming offers support to homeowners facing mortgage payment difficulties. The Wyoming Homeowner Assistance Fund (HAF) Program aims to alleviate financial burdens for eligible homeowners who have been impacted by COVID-19-related hardships.

Eligibility and Application Process
To qualify for assistance, Wyoming homeowners must have experienced financial setbacks due to the COVID-19 pandemic and meet specific eligibility criteria. Household income should not exceed 150% of the area median income (AMI). Applications are exclusively available online, streamlining the process for applicants’ convenience.

COVID-19 Hardship Requirement
Applicants are required to demonstrate how their financial hardships since January 1, 2020, are linked to the COVID-19 pandemic. This includes detailing the impact of COVID-19 on selected hardships, such as medical expenses or loss of income.

Grant Details
Successful applicants can receive a one-time grant of up to $35,000 to address various housing-related expenses, including delinquent mortgages, utility bills, property taxes, homeowners insurance, or homeowner association dues. Priority is given to mortgage reinstatement and other critical expenses.

Application Assistance
For support and guidance throughout the application process, homeowners can reach out to the HAF Program Call Center at 1-888-996-4237 (WYO-HAFP). The call center operates Monday through Friday, from 9 AM to 6 PM MT, offering assistance and answering queries.

Review Times
The duration for reviewing applications varies based on individual circumstances, including the type of assistance requested and the timely submission of required documents. On average:

  • Cases involving forward mortgage payments or utility bills typically take 3 to 4 weeks.
  • For delinquent mortgage assistance, the process may take approximately 3 to 6 weeks, including verification with the mortgage lender.
  • Requests for additional information may extend the review process to approximately 3 to 5 weeks.

Beware of Scams
Homeowners are advised to remain vigilant against potential mortgage assistance scams. The HAF Program does not charge fees for assistance, and official correspondence primarily comes from recognized email addresses and phone numbers. It’s crucial to avoid upfront fees or divulging personal financial information to unauthorized entities.

The Wyoming Homeowner Assistance Fund (HAF) Program offers vital support to homeowners facing financial hardship due to the COVID-19 pandemic. By providing grants and assistance, the program aims to help eligible individuals stay in their homes and overcome housing-related challenges during these unprecedented times.

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