$65,000 Available for Mortgage Assistance in Texas


Texas homeowners who have experienced financial hardship as a result of the Covid-19 crisis can apply for assistance of up to $65,000.00. The Texas Homeowner Assistance Fund program, or TXHAF, funded by the American Rescue Plan of 2021 helps struggling homeowners with their delinquent mortgage payments, property taxes, insurance, HOA fees, and other housing-related expenses. It is administered by the Texas Department of Housing and Community Affairs. The funds are provided in the form of grants and should not be paid back. They are not paid directly to applicants, but to their mortgage servicers, utility providers, etc. by either ACH/direct deposit or check.

For more information on getting a grant and also learning about refinance programs, take a look at this.

This financial aid is available only to homeowners with a household income at or below 100% of the Area Median Income. The maximum amount they can receive is $40,000.00 for mortgage assistance and $25,000.00 for other expenses. To be eligible applicants must apply for their primary residence (secondary residences and vacation homes are not allowed) and it should be located in the State of Texas. They must have experienced financial hardship, including job loss, reduction in working hours, and Covid-related medical bills, after January 21, 2020. 

According to the program’s official dashboard, $67,341,116.00 have been paid so far to 8,688 households. 

To apply for the Texas Homeowner Assistance Fund program, visit the program’s official site, and apply through the online portal. For more information, call 1-833-651-3874 (8 a.m. to 6 p.m., Monday – Friday). 

For more information on getting a grant and also learning about refinance programs, take a look at this.

Chris has been in the marketing industry for well over a decade. Chris loves writing about anything related to saving money. A passion for teaching people through writing has given him a unique opportunity to use his skills in the marketing industry. In his spare time he likes spending time with his family. training his new puppy, and taking long road trips to places like Banff & Lake Louise, Alberta.
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