How to Get a Grant That Gives You 50% Off of the Purchase Price of a Home

You heard that right Grants For Homeowners fam. That is not a typo.

It’s called the Good Neighbor Next Door Sales Program.

The purpose of the Good Neighbor Next Door Sales Program is to improve the quality of life in distressed urban communities by encouraging law enforcement officers, teachers, and firefighters/emergency medical technicians, whose daily responsibilities and duties represent a nexus to the needs of the community, to purchase and live in homes in these communities for HALF OFF.

Of course, there are some caveats. But nothing crazy at all.

For example, law enforcement officers, firefighters, teachers, and EMTs purchasing a home must use the home as their sole residence.


The assistance is provided in exchange for the buyer’s commitment to occupy the homes as a personal residence for 36 months. Each month of occupancy results in the forgiveness of one thirty sixth of the discount value. Vacating the premises prior to the expiration of the owner-occupancy term requires repayment of a pro rata amount of the discount. Participants must be employed full-time as a law enforcement officer, pre-K through grade 12 teacher, firefighter or emergency medical technician and agree to live in the property purchased for 36 months from the date of occupancy following purchase of the home. Violation of the occupancy rule is under penalty of repayment of a prorata share of the discount of 50 percent of the list price. Properties offered through the program are single unit residences located in HUD-designated revitalization areas. The availability of properties is limited. Purchasers must provide financing for the purchases by their own means and are responsible for their portion of closing costs and broker fees. Eligible purchasers must live and work in the community.

To be eligible you do need to have a certain profession. The government makes this very clear.

Specialized group (e.g. health professionals, students, veterans)
Eligible law enforcement officer must be (a) Employed full-time by a law enforcement agency of the federal government, a state, a unit of general local government, or an Indian tribal government ; and (b) In carrying out such full-time employment, the person is sworn to uphold, and make arrests for violations of, Federal, state, county, or municipal law in the jurisdiction where the property is located in. A firefighter/EMT must be employed full-time as a firefighter or emergency medical technician by a fire department or emergency medical services responder unit of the federal government, a state, unit of general local government, or an Indian tribal government serving the revitalization area where the home is located. A teacher qualifies for the purposes of the GNND Sales Program if the person is: (a) Employed as a full-time teacher by a state-accredited public school or private school that provides direct services to students in grades pre-kindergarten through 12; and (b) The public or private school where the person is employed as a teacher serves students from the area where the home is located in the normal course of business. The school is located in the same revitalization area as the property. Fifty percent or more of the students that attend the school live in the revitalization area.

Regulations, Guidelines, and Literature
HUD Regulations at 24 CFR Part 291. Program information is available on HUD’s website at:

For more information you can contact:
Elissa Saunders
451 7th Street, SW,
Washington, DC 20410

Want to talk to someone?
Email: [email protected]
Call: (800) 225-5342

Or visit their website:

When you contact someone, mention the specific program name and number. It is called the Catalog of Federal Domestic Assistance, and the number is 14.198.

Please leave a comment and let us know what you find out if you apply for this! We would love to hear back from you.

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1 year ago

I’m a veteran do I qualify?