Macomb County MSU Extension Offers Free Aid for Homeowners

Access Financial Relief for Homeowners Affected by COVID-19 Hardships

Introduction
In response to the economic challenges posed by the COVID-19 pandemic, homeowners in Macomb County now have the opportunity to receive financial assistance through the Michigan Homeowner Assistance Fund (MIHAF). Administered by the State of Michigan, this program offers eligible individuals up to $25,000 to alleviate various household expenses.

What is MIHAF?
The Michigan Homeowner Assistance Fund (MIHAF) is a statewide initiative designed to aid homeowners who have experienced financial hardship as a result of the COVID-19 pandemic.

Services Offered
Macomb County MSU Extension will be providing application assistance to homeowners seeking aid through MIHAF. This service is offered free of charge and aims to streamline the application process for those in need.

Eligible Expenses
Funds awarded through MIHAF can be used to address various delinquent household expenses, including but not limited to:

• Property taxes
• Mortgages
• Utilities
• Condo or homeowner association fees
• Land contract payments
• Homeowner’s Insurance

Required Documentation
To apply for assistance, interested individuals must bring the following documents for all adults (18 years old and above) residing in the household:

• Current proof of identification (e.g., driver’s license, passport, or government ID)
• Social Security Number (SSN card or tax form)
• Proof of income (e.g., recent pay stubs, Social Security award letter, income statement)
• Proof of delinquency (e.g., past due bills/statements)

Registration Information
While appointments are suggested, they are not required. To register for assistance or inquire further, individuals can call 586-469-6430.

Understanding COVID Hardship
It’s important to note that, as defined by the state, a COVID hardship encompasses a decrease in income and/or an increase in expenses directly attributable to the pandemic. Applicants do not need to have contracted COVID-19 themselves to be eligible for assistance.

Conclusion
For homeowners facing financial strain due to the ongoing impacts of COVID-19, the Michigan Homeowner Assistance Fund offers a lifeline. Through this program, eligible individuals can receive support to address delinquent household expenses, providing much-needed relief during these challenging times.