Michigan Homeowners Continue to Benefit from State Relief Efforts

The COVID-19 pandemic has had a widespread impact on individuals and families across the country, and homeowners have not been exempt from its effects. In an effort to address the challenges faced by homeowners in Michigan, the Michigan State Housing Development Authority has initiated a program to provide financial assistance to those who have been affected by the pandemic.

The funding for the program has been allocated from the American Rescue Plan Act, which was passed by Congress in March 2021 to address the economic fallout of the pandemic. With this funding, the program aims to prevent foreclosure and provide stability for homeowners who may have lost their job during the pandemic.

Mary Townley, who serves as the director of homeownership at the agency, emphasized the importance of keeping individuals in their homes during these trying times. She stated, “It’s just important to keep individuals in their home. It provides stability for that family.”

To qualify for the program, homeowners must provide documentation of financial hardship. Grants of up to $25,000 are available to eligible homeowners, and the program provides assistance for delinquent mortgage payments, past due balances, delinquent property taxes, and even delinquent utilities.

Townley encourages homeowners who may be struggling to reach out for assistance, stating that the program is designed to help those in need. “We want to encourage individuals who are behind on their mortgage or are struggling to pay their property taxes or utilities to visit our website or give us a call to learn more about the program and see if they qualify for assistance.”

Overall, the program aims to provide much-needed support for homeowners in Michigan who have been affected by the pandemic. Those who are interested in learning more about the program can visit Michigan.gov/MIHAF to find out if they qualify for assistance.

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