Claiborne County, Tennessee in Possession of Six-Figures in Grant Funds for Elderly Homeowners
This program is intended to assist households that have experienced a COVID-19-qualified financial hardship since January 21, 2020. Eligible households include Chickasaw citizen homeowners or homeowners with a Chickasaw citizen spouse and/or dependent residing permanently in the United States.
- Mortgage payment assistance
- Aid for utilities (for homeowners with a current mortgage)
- Assistance with non-escrowed taxes and insurance
Since January 21, 2020, assistance may be issued for eligible costs incurred. Each applicant is eligible to receive up to $4,000 through the Homeowner Assistance Program for their primary residence. Applicants who have not reached the maximum assistance amount and who require additional assistance will be required to reapply monthly until they have reached the maximum assistance amount. Assistance will be provided based on the award’s available funds.
REQUIRED TO SUBMIT
The following is a list of potential documentation requirements for the Homeowner Assistance Program. To demonstrate their eligibility, applicants may be required to complete additional forms or provide additional documentation. In order to protect your data, the application will expire after 60 minutes. Please ensure that you have all documentation needed to complete the screening and application within the allotted time frame.
- Proof of income eligibility for all household members 18 and older, for all gross income earned in the 60 days prior to the date of your application, if you are able to provide it. Income verification documentation is HIGHLY RECOMMENDED but NOT REQUIRED.
- Examples:
- check stubs
- unemployment
- emergency benefits statements
- NOTE:
- Examples:
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- Statement indicating no income for adults 18 and older with no income.
- For self-employment, previous year’s Form 1040 or bank statements for the 60 days preceding your application.
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- The most recent mortgage statement(s) for the primary and/or secondary mortgage
- Bill(s) for utilities in the name of a household member that includes the primary property address, account number, and the total balance(s) due, including any past due amounts for the applicable time period.
ELIGIBILITY
- Has a household income at or below 80% of the area median; and
- Has experienced a material reduction in income or a material increase in living expenses due to the coronavirus pandemic, which has created or increased the risk of mortgage delinquency, mortgage default, foreclosure, or loss of utilities or home energy services.
- Temporary or permanent loss of earned income that is documented after January 21, 2020.
- Have been laid off temporarily or permanently
- Have had their work hours reduced
- Are self-employed, but their business no longer provides an income or their income has decreased
- Are independent contractors or gig workers whose fees have been reduced or who have been unable to earn them.
- Have become ill themselves or have been advised to self-quarantine by a government or medical official
- Have had to leave a job or reduce hours to care for a sick family member
- Care for dependents whose ordinary situations (such as school or day care) have been disrupted (such as school or day care).
- Increase in Living Expenses – After January 21, 2020, an increase in out-of-pocket household expenses directly attributable to the coronavirus pandemic.
- Had an unexpected medical or funeral expense related to COVID
- Incurred unanticipated costs for child or elderly care due to COVID
- Have reported income for a household member that typically does not contribute to mortgage and/or housing-related expenses
- Other conditions resulting in income loss or increased expenditures as a result of the COVID-19 pandemic
If households require assistance with application completion, they should contact the Chickasaw Nation Homeowner Assistance Program. A team member will be able to assist with program and application-related inquiries.
