Chickasaw Tribe Members Can Get Cash for Home Improvements & Bills
COVID-19 still hurts many Americans, and underrepresented communities continue to be the hardest hit. But now, Chickasaw Tribe members can get up to $4,000 to help with home costs resulting from pandemic problems.
Homeowner Assistance Program
The Homeowner Assistance Program (HAF) provides eligible Chickasaw citizen homeowners or owners living with a Chickasaw spouse or dependent money to help with mortgage payments, utility payments, and taxes/insurance.
The money can be retroactively applied to any additional expenses incurred since January 21st, 2000. Each eligible applicant can get up to $4,000 to help with these costs, although funds will be disbursed only while available, so early application is encouraged.
In addition to the Chickasaw stipulation, to be eligible, you must:
- Have a household income at or below 80% of the area’s median.
- An experienced material reduction in income or additional expenses because of the pandemic.
- This includes layoffs, quarantine, etc., since 2000.
- Expenses include medical fees and additional childcare costs.
Interested applicants will need to gather some documents to apply for the HAF. The web-based application times out after 60 minutes, so speed is critical. You’ll need the following:
- Proof of income eligibility for all household members 18 and older, for all gross income, earned 60 days before your application date if able to provide. Documentation for income verification is highly recommended but is NOT REQUIRED.
- Current mortgage statement(s) for primary and/or secondary mortgage
- Proof of delinquent non-escrowed past due property taxes and insurance premium OR invoice for eligible property charges due within 90 days from application submission
- Utility bill(s) in the name of a household member, which includes the primary property address, account number, and the total balance(s) due, including any past due amounts for the applicable time frame
Not a member of the Chickasaw Nation or don’t meet other eligibility requirements? You can always explore your refinancing options here.