Covington, Kentucky Offers Up to $10,000 for Emergency Home Repairs

Covington homeowners can apply for up to $10,000 for urgent repairs that affect health or safety, including leaking roofs, HVAC, water heaters, electrical hazards, and accessibility work.

What the grant pays for

Covington’s 2026-2027 Homeowner Repair Program offers grants of up to $10,000. The money is for emergency repairs that could put a household’s health or safety at risk if not fixed.

• Actively leaking roofs
• Damaged gutters and downspouts
• HVAC systems, furnaces, and water heaters
• Water and sewer line repairs
• Hazardous electrical systems
• Some accessibility changes and lead paint hazards

Who can qualify

Applicants must own and live in a single-family home in Covington. Household income must be at or below 60% of Area Median Income. The city lists examples of $46,200 for a one-person household and $65,940 for a four-person household.

Priority goes to veterans, seniors, people with disabilities, and households at or below 50% of Area Median Income.

Application window

Applications are open now and reviewed first come, first served while funding remains available.

How to apply

Use the official program link in the source below. Check your eligibility, gather income or damage documents, and apply before funds run out.