Terms of Use

1. Acceptance of Terms

By accessing and using Grants for Homeowners ("the website," "our service"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.

2. Description of Service

Grants for Homeowners is an informational website that aggregates and displays information about government and private homeowner assistance programs, grants, loans, and tax credits. We are not a government agency and do not administer any of the programs listed on our website.

3. No Warranty or Guarantee

4. Information Accuracy

We strive to provide accurate and up-to-date information about homeowner assistance programs. However:

• Program details, eligibility requirements, and funding amounts may change without notice
• We are not responsible for errors or omissions in program information
• You should always verify program details directly with the official program administrator
• We do not guarantee that any program is currently accepting applications or has available funding

5. Not Financial or Legal Advice

The information provided on this website is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult with qualified professionals before making any financial decisions.

6. Third-Party Links

Our website contains links to third-party websites and government agencies. We are not responsible for:

• The content, accuracy, or availability of third-party websites
• The privacy practices of external sites
• Any damages or losses caused by third-party websites

7. User Accounts

If you create an account on our website:

• You are responsible for maintaining the confidentiality of your login credentials
• You are responsible for all activities that occur under your account
• You must provide accurate and complete information
• You must notify us immediately of any unauthorized account access
• We reserve the right to suspend or terminate accounts that violate these terms

8. Prohibited Uses

You agree not to:

• Use the website for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Upload viruses, malware, or other malicious code
• Scrape, harvest, or copy large portions of our content without permission
• Impersonate any person or entity
• Interfere with the proper functioning of the website
• Use automated systems (bots, scrapers) without written permission

9. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Grants for Homeowners or its content suppliers and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works without our express written permission.

10. User-Generated Content

If you submit content to our website (reviews, comments, feedback):

• You grant us a non-exclusive, royalty-free license to use, reproduce, and display your content
• You represent that you have the right to submit the content
• You agree not to submit offensive, defamatory, or infringing content
• We reserve the right to remove any content that violates these terms

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW:

• We are not liable for any indirect, incidental, special, or consequential damages
• We are not liable for any loss of profits, data, or business opportunities
• Our total liability shall not exceed $100
• We provide the website "as is" without warranties of any kind

12. Indemnification

You agree to indemnify and hold harmless Grants for Homeowners and its officers, employees, and agents from any claims, damages, or expenses arising from:

• Your use of the website
• Your violation of these Terms of Use
• Your violation of any third-party rights

13. Termination

We reserve the right to terminate or suspend your access to the website at any time, without notice, for any reason, including violation of these Terms of Use.

14. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the United States and the State of [Your State], without regard to conflict of law principles.

15. Dispute Resolution

Any disputes arising from these Terms of Use shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

16. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting. Your continued use of the website constitutes acceptance of the modified terms.

17. Severability

If any provision of these Terms of Use is found to be unenforceable, the remaining provisions will remain in full force and effect.

18. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and Grants for Homeowners.

19. Contact Information

If you have questions about these Terms of Use, please contact us: