Homeowner Resources
Search grants, tools, guides, and government resources
Showing 26 resources
FHA 203(k) Rehabilitation Loan
Finance home purchase and renovation with a single FHA-insured mortgage.
USDA Rural Development Loans
Zero down payment mortgages for eligible rural and suburban homebuyers.
VA Home Loan Guaranty
No down payment, no PMI home loans exclusively for veterans and service members.
Weatherization Assistance Program (WAP)
Free home energy upgrades for low-income households to permanently reduce utility costs.
LIHEAP Energy Assistance
Help paying heating and cooling bills for qualifying low-income families.
Section 504 Home Repair Program
Grants up to $10,000 for seniors 62+ and loans for very low-income homeowners to repair homes.
FHA Loans
Low down payment mortgages (3.5%) with flexible credit requirements for first-time buyers.
Section 8 Housing Choice Voucher
Rental assistance vouchers for low-income families, seniors, and disabled individuals.
HUD Income Limits Lookup
Find Area Median Income (AMI) limits for your county to check program eligibility.
USDA Eligibility Map
Check if your property is in an eligible rural area for USDA loan programs.
CFPB Interest Rate Explorer
See current mortgage interest rates based on your credit score, down payment, and location.
Benefits.gov Benefit Finder
Answer questions to find federal and state benefits you may qualify for.
Down Payment Resource Finder
Search over 2,000 down payment assistance programs by location.
LIHEAP Provider Locator
Find your local LIHEAP office to apply for energy assistance.
First-Time Homebuyer Guide
Complete step-by-step guide to buying your first home with grants and assistance programs.
2026 Homeowner Grants Report
Comprehensive guide to available grants and programs for homeowners. Updated January 2026.
Home Improvement Sources Guide
Programs, grants, and financing options to help you repair, renovate, or upgrade your home.
Veterans Housing Benefits Guide
All housing benefits available to veterans, service members, and military families.
Senior Homeowner Grants Guide
Grants and programs specifically for homeowners age 62 and older.
Emergency Assistance Guide
Urgent help for rent, utilities, and housing emergencies when you need it fast.
HUD.gov
U.S. Department of Housing and Urban Development - official housing programs and resources.
USDA Rural Development
Rural housing programs including direct loans, guaranteed loans, and repair grants.
Energy.gov Energy Saver
Department of Energy resources for home energy efficiency and weatherization.
VA Housing Assistance
Veterans Affairs housing programs, home loans, and housing grants for disabled veterans.
CFPB Housing Resources
Consumer Financial Protection Bureau guides for mortgages and homeownership.
Grants by State
Find state-specific housing programs, down payment assistance, and local grants.
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