Hawaiian Home Lands Homeowners Can Get Up to $30,000 Through Ho‘āmana

Hawaiian Home Lands homeowners may be able to get help through the Ho‘āmana Homeowner Assistance Program.

The program is run by Hawai‘i Community Lending. It helps eligible lessees who live on Hawaiian Home Lands catch up on housing costs and avoid lease cancellation.

How much help is available?

The program offers grants of up to $30,000 for eligible homeowners.

What can the money cover?

• Past-due mortgage payments
• Past-due utilities and home energy costs
• Past-due property taxes
• Homeowner, hurricane, or flood insurance
• HOA or common area maintenance fees
• Mortgage principal reduction, if it applies

Who may qualify?

Homeowners must live on Hawaiian Home Lands and show a financial hardship. Examples may include job loss, higher household costs, late notices, shut-off warnings, or delinquent mortgage statements.

Household income must be at or below 80% of Area Median Income, based on HUD limits. Applicants also need to complete one HUD counseling session with a DHHL-approved housing counseling agency.

How to apply

Homeowners should apply through Hawai‘i Community Lending’s Ho‘āmana page or contact Hawai‘i Community Lending for help with the application.

Apply or learn more about Ho‘āmana.

Deadline

No fixed deadline was listed on the program page. Funding may be limited, so homeowners should apply as soon as possible.