Home Repair Assistance Programs for California Homeowners

1. Rebuilding Together

Rebuilding Together is a statewide program offering home repair services and disability modifications for California homeowners. Check with local affiliates for available services.

2. Alameda County Community Development Agency

Minor Home Repair Grants: Up to $10,000 for plumbing, carpentry, electrical repairs, and disability modifications.
Accessibility Improvement Grants: For ramps, handrails, doorways, and kitchen accessibility.
Low-Interest Rehabilitation Loans: Up to $60,000 for major repairs with deferred repayment.

3. City Highlights

Alhambra

Offers special home improvement assistance loans for low-income homeowners who need help with repairs.

Minor repair program for improvements under $50,000.
Major repair program for more extensive repairs.

Anaheim

Offers a home rehabilitation program for low-income homeowners.

Home Rehabilitation Program for low-income homeowners.

Apple Valley

Residential Rehabilitation Loan Program (RRLP): Up to $25,000 for repairs with deferred payment.

Bellflower

Has several options for homeowners who need to make repairs to their primary residences. They offer the following programs:

Fix It Grants: Up to $10,000 for seniors or handicapped residents.
Essential Home Repair Program Loans: Up to $15,000 with forgiveness after 15 years.

4. City-Specific Programs

Berkeley

Interest-free loans of up to $100,000 for seniors and disabled homeowners.

Buena Park

Loans of up to $60,000 for improvements with deferred repayment.

Chico

Housing Rehabilitation Program: Assistance with roofing, foundations, plumbing, and more.

Clovis

Grants of up to $4,500 for necessary repairs. You can download the application here or pick up an application at the City of Clovis Planning and Development Services Department.

Compton

Home Improvement Loan Program (check availability).

Concord

Offers several home repair grant and loan programs for residents who live within Concord city limits.

Emergency Home Repair Grants: Up to $10,000 for health and safety.
Seniors can receive up to $2,000 in grants for weatherization and home security services.
Single family home repair loans can be awarded for up to $55,000!

5. More City Programs

Downey

Home Repair Grants: Up to $15,000 for correction of code violations and safety hazards.

El Cajon

Home Improvement Program: Up to $50,000 for single-family homes.

Escondido

HOME Program: Contact the city for details on home repair assistance.

Fountain Valley

Various housing rehabilitation programs, including grants and rebates.

Fremont

Alameda County Healthy Homes Department programs for residents.

6. County Programs

Fresno County

Housing Assistance Rehabilitation Program (HARP) for zero-interest loans.

Fullerton

Deferred Loans and Forgivable Loans for Low-income Households: Up to $65,000 for repairs with no monthly payments.

Garden Grove

Home Improvement Grants: Up to $5,000 for seniors aged 62 and older.

Hayward

Earthquake Retrofit Grants: Up to $3,000 for seismic improvements.

Huntington Beach

Lends up to $75,000 toward your rehabilitation costs with grant options.

7. City-Specific Highlights

Huntington Park

Lead Hazard Control Program, the Minor Home Repair Program and the Residential Rehabilitation Program.

La Habra

Funding for improvements such as water heater replacement and termite fumigation. For eligibility criteria, please click here.

Lakewood

Zero Interest Deferred Payment Loans: Up to $18,000 for home improvement.

Lompoc

Minor and Major Rehabilitation Loan Program for emergency repairs.

Long Beach

Low-cost loans of up to $57,000 for single-family homeowners.

Los Angeles

Handywork Program for free repairs for low-income elderly and disabled homeowners.

8. Continued Assistance

Los Angeles County

Neighborhood Housing Services: Major upgrades, painting, and electrical repairs.

Habitat for Humanity of Greater Los Angeles

The Habitat for Humanity of Greater Los Angeles can also assist people through

Handyworker Program: Up to $5,000 for low-income seniors and disabled residents.

Madera County

Weatherization Program for low-income homeowners.

Merced

Weatherization and Minor Home Repair Program for eligible low-income homeowners.

Mission Viejo

The city provides up to $25,000 at zero percent interest for plumbing, heating, and roofing repairs.

9. Further City Programs

Monterey

Mr. Fix It Grant, a Home Safety Grant and a Housing Accessibility Assistance Grant for low-income homeowners.

Monterey Park

Home repair grants and loans up to $50,000 for roofing, plumbing, and accessibility modifications.

San Diego County

separate programs for owners of single family homes and mobile homes with deferred loans and grants.

Norwalk

Home repair grants of up to $8,000 for low-income homeowners with rebate and low-interest loan options.

Oakland

Home Maintenance and Improvement Program provides up to $75,000 for single family homeowners.
Emergency Home Repair Grant can cover up to $15,000 toward your emergency home repair.
Neighborhood Housing Revitalization Grant provides up to $150,000 per property to correct code violations or eliminate health/safety hazards.
Weatherization and Energy Retrofit Loan Program provides up to $30,000 to rehabilitate homes.
Access Improvement Program provides up to $15,000 (or $24,000 if a lift is needed) in home repair grants that do not have to be repaid.
Lead Safe Housing and Paint Program provides free lead hazard risk assessments and painting services to Oakland homeowners who meet one of several criteria.

Oceanside

Below market rate loans for low-income homeowners for home rehabilitation.

10. Last Set of City Programs

Ontario

Home repair grants and loans with additional sound insulation through the Quiet Home Program.

Oxnard

Home repair loans with zero interest for single-family homeowners and mobile homeowners.

Palm Desert

Emergency home repair grants, rehabilitation grants, and loans for low-income households.

Palm Springs

Help eligible low-income homeowners with plumbing, electrical repairs, accessibility modifications, and more.

Paradise

Deferred low-interest home repair loans for roof, electrical, plumbing, and structural repairs.

Pasadena

Maintenance Assistance, trim work and Services to Homeowners program for seniors and disabled homeowners.

11. Concluding City Programs

Pico Rivera

Up to $60,000 for low-income residents to correct health and safety violations.

Pleasanton

Home rehabilitation programs, including major and minor rehabilitation loans and grants.

Pomona

Substantial home repair grant and loan programs, and Cal-Home Manufactured Housing Rehab Loan Program.

Porterville

Home rehabilitation and Public Utilities Loan Program and disability modifications grant program.

Redwood

Home improvement loan program with a 2 percent interest rate for repairs.

Richmond

Emergency loan program, a home improvement loan program and a deferred loan program

12. Continued County Assistance

Riverside

Interest-free home repair loans of up to $50,000 and various grants for seniors and disabled persons.

San Bernardino County

Comprehensive list of home repair grants and loans. You can go straight to their PDF by clicking here!

San Diego

San Diego Housing Commission's home repair grants and loans. Contact SDHC for details.

San Jose

Critical repair services through Rebuilding Together of Silicon Valley.

San Mateo

Residents can receive assistance with minor home repairs from El Concillio, Rebuilding Together Peninsula, and the Center for Independence of Individuals with Disabilities.

13. Final City Assistance Programs

Turlock

Home repair loans for homeowners for bathroom and kitchen remodels and more (Waitlist may apply).

Union City

Rehabilitation grants from the Alameda County Healthy Homes Department.

Upland

Emergency emergency repair program and Housing Improvement Program (HIP) for eligible homeowners.