Norman Oklahoma Down Payment Assistance: Up to $14,999 in Three Neighborhoods

Norman is offering up to $14,999 in down payment help

The City of Norman, Oklahoma, has started a down payment assistance program for eligible buyers in three core neighborhoods. The program is funded by the federal HOME Investment Partnerships Program.

How much help is available

Eligible homebuyers may receive up to $14,999 for down payment assistance.

Where the home must be located

• Old Silk Stocking
• First Courthouse
• Original Townsite

Who may qualify

• Buyers must meet HUD income limits
• The home must be used as the buyer's primary residence
• The buyer must live in the home for at least five years for full forgiveness

The city said the income limit is generally 80% of area median income or below. The 2025 examples listed for Cleveland County include $62,550 for a two-person household, $78,150 for a four-person household, and $90,700 for a six-person household. New limits were expected in May.

Who runs the program

Neighborhood Housing Services Oklahoma will handle application intake, eligibility review, and distribution of assistance.