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Mortgage Relief

North Dakota Rent Help Program Shifts to Target At-Risk Households

GFH Editorial Team
April 15, 2024

North Dakota's pandemic-era rent relief program reached a milestone that most state housing agencies envied: it hit its utilization goal a full year ahead of schedule. But that success came with a question. With most of the federal emergency rental assistance already deployed, what should happen to the remaining dollars and the infrastructure built around them?

The state's answer was a landmark operational shift. The program reorganized itself to serve a narrower but more urgent population: households experiencing or at imminent risk of homelessness.

How the Original Program Worked

ND Rent Help launched during the COVID-19 pandemic as part of the federal Emergency Rental Assistance Program (ERAP). Funded through U.S. Treasury dollars and administered by North Dakota Health and Human Services in partnership with the North Dakota Housing Finance Agency and Community Action agencies, the program offered broad-based help for renters who had fallen behind on rent or utilities because of pandemic hardship.

In its first years, ND Rent Help covered back rent, forward rent, and utility arrears for tenants who met income and hardship rules. The program built an online portal, a statewide application process, and a network of community partners who could help applicants upload documents and navigate approvals. By the time the state announced its transition, the program had served more than 17,500 households.

Why the Shift Happened

The pandemic phase of emergency rental assistance was always time-limited. As federal dollars drew down and eviction filings in North Dakota returned closer to pre-pandemic levels, state officials reassessed the program's role. Three factors pushed toward a more targeted approach:

  • Demand patterns changed. Fewer renters were applying strictly because of pandemic-related income loss. More were applying because of housing instability tied to rising rents, job transitions, or medical costs.
  • Remaining funds were finite. Continuing broad-based assistance at the original pace would have drained resources quickly, leaving nothing for the most vulnerable households.
  • Homelessness indicators in North Dakota were trending up. State leaders wanted to steer remaining dollars toward eviction prevention and rapid re-housing rather than general rent subsidies.

What Changed Operationally

Under the new operational structure, the program tightened eligibility to two groups: households already experiencing homelessness and households at imminent risk of losing their housing. Imminent risk is generally documented with a formal eviction notice, a utility shutoff notice, or a condemnation order from a local authority.

The program also renamed and repositioned itself as a housing stabilization initiative rather than a general rent relief fund. That reframing matters for how caseworkers triage applications. Where the original program functioned mostly as a back-rent grant, the new model integrates rent help with case management, housing search services, and coordinated entry into the homeless response system.

Who Administers the Program

HHS continued as the administering agency, but the role of local Community Action agencies changed. Community Action had played a central intake and navigation role during the broad-based program. As the state moved to the stabilization model, that partnership evolved. Community Action agencies ceased providing certain housing facilitation services under the narrower program, and HHS absorbed more of the direct administration.

Applicants can still access the program through the state portal, call centers, and local social services offices. HUD-approved housing counselors and shelter providers often help connect eligible households to the program.

What Help Looks Like Today

Under the stabilization structure, eligible households can receive help with past-due rent, short-term forward rent, and utility arrears. Assistance amounts depend on the household's specific circumstances and the funding available when they apply. Funds are paid directly to landlords and utility providers, not to tenants.

Case managers work with households to address the underlying reasons for housing instability. That might include help finding a more affordable unit, connecting to benefits such as SNAP or Medicaid, or developing a budget that fits a lower income.

Who Qualifies

Eligibility rules emphasize housing status rather than a specific hardship cause. To qualify, a household generally must:

  • Be a North Dakota resident
  • Meet income limits based on the area median income for the county
  • Document current homelessness or imminent risk of homelessness
  • Cooperate with case management services

Immigration status is not a barrier for most households, and mixed-status families can typically apply on behalf of eligible members.

Lessons for Other States

North Dakota's transition is one example of a broader pattern across the country. Many states that received ERAP dollars are winding down broad-based assistance and rechanneling what remains into eviction prevention and homelessness response. The North Dakota approach is noteworthy for three reasons:

  1. It was explicit about the shift, with clear public announcements about who the program now serves.
  2. It built on an existing delivery infrastructure rather than creating a new one from scratch.
  3. It paired financial help with services so renters received more than a one-time check.

Advice for Households Looking for Help

Renters in North Dakota facing eviction or utility shutoff should act quickly. Contact the state housing stabilization program as soon as a notice arrives. Bring documentation such as the eviction filing, income records, lease, and utility bills. Local social service agencies and legal aid providers can help assemble materials and connect families to the application pipeline.

The shift in ND Rent Help is not the end of rental assistance in the state. It is the next phase, one focused on keeping families in their homes when the margin between stability and homelessness is thinnest.

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