Support for Your Mortgage and Utility Bills: Courtesy of the Ohio Housing Finance Agency

The Ohio Housing Finance Agency's Save the Dream Ohio mortgage assistance program provides financial assistance to Ohio homeowners who are struggling to make their mortgage payments. The program can help homeowners with up to $25,000, which can be used to make up missed payments or cover up to six months of mortgage payments.

The program is expected to continue through September 30, 2025, or until funds are depleted.

Likewise, the Save the Dream Ohio utility assistance plus program provides assistance to Ohio homeowners who are struggling to pay their utility bills. The program can provide up to $10,000 in combined assistance, which can be used to pay both utility bills and housing costs not including mortgage payments. Residents should apply for this program through local community action agencies, which for Franklin County is Impact Community Action.

To be eligible for either program, homeowners must:

• Have a primary residence in Ohio
• Have experienced financial hardship or loss of income related to the COVID-19 pandemic
• Have an income at or below the income eligibility threshold (starting at $103,350 for single-person households)
• Complete a pre-qualification survey

For more information, visit savethedream.ohiohome.org or call 888-404-4674.