Back to Programs
tax-credit
Arizona Mortgage Credit Certificate (MCC)
AZ Housing Authority
Max Funding
$2,500
Available In
AZ
Program Overview
MCCs provide a federal tax credit for a portion of the mortgage interest paid annually, reducing federal income tax and increasing take-home pay.
Eligibility Requirements
First-time homebuyer Income and purchase price limits apply Property must be primary residence Cannot be used with refinancing Must hold for at least 9 years to avoid recapture
Additional Requirements
First-time homebuyer Income and purchase price limits apply Property must be primary residence Cannot be used with refinancing Must hold for at least 9 years to avoid recapture
How to Apply
Apply through an ADOH-approved lender before closing on your home. File IRS Form 8396 annually with your tax return to claim the credit.