CA Housing Authority
CalHFA's flagship down payment assistance program provides up to 3.5% of the purchase price or appraised value as a deferred-payment junior loan.
First-time homebuyer (or not owned in 3 years) Primary residence in California Income limits vary by county (typically 80-120% AMI) Complete homebuyer education course Purchase price limits apply
First-time homebuyer (or not owned in 3 years) Primary residence in California Income limits vary by county (typically 80-120% AMI) Complete homebuyer education course Purchase price limits apply
Work with CalHFA-approved lender who will process both your primary mortgage and DPA loan simultaneously. Complete homebuyer education through approved provider.