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California Dream For All Shared Appreciation Loan
CA Housing Authority
Max Funding
$150,000
Available In
CA
Program Overview
Groundbreaking program providing up to 20% down payment assistance as a shared appreciation loan. The state shares in the home's appreciation when sold or refinanced.
Eligibility Requirements
First-time homebuyer Income limits: Up to 150% AMI (higher limits than most programs) Primary residence in California Complete homebuyer education Funding limited - high demand
Additional Requirements
First-time homebuyer Income limits: Up to 150% AMI (higher limits than most programs) Primary residence in California Complete homebuyer education Funding limited - high demand
How to Apply
Apply through CalHFA-approved lenders when funding available. Funding releases are limited and competitive. Monitor CalHFA website for availability announcements.