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loan
Down Payment Assistance Loan (DPAL)
HI Housing Authority
Max Funding
$25,000
Available In
HI
Program Overview
Provides additional down payment and closing cost assistance as a "silent second" mortgage.
Eligibility Requirements
First-time homebuyers or those who have not owned a home in the past 3 years. Income limits typically at or below 80% area median income. Must complete homebuyer education course.
Additional Requirements
Requirements vary by program. Contact administrator for details. Typically includes income documentation, proof of residency, and credit check.
How to Apply
Contact program administrator or visit website for application process. May require pre-qualification or homebuyer education.