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Idaho Housing First-Time Homebuyer Programs
ID Housing Authority
Max Funding
$500,000
Available In
ID
Program Overview
Idaho Housing offers competitive mortgage programs with down payment assistance for first-time homebuyers.
Eligibility Requirements
First-time homebuyer (no homeownership in past 3 years) Income limits vary by county and household size Minimum credit score: 640 (FHA/VA/USDA); 680 (conventional) Complete homebuyer education course Property must be primary residence in Idaho
Additional Requirements
Requirements vary by program. Contact administrator for details. Typically includes income documentation, proof of residency, and credit check.
How to Apply
Contact program administrator or visit website for application process. May require pre-qualification or homebuyer education.