Kansas First Time Homebuyer Program
Kansas Housing Resources Corporation (KHRC)
Program Overview
KHRC's flagship First Time Homebuyer Program enables homeownership by offering first-time buyers assistance with down payment and closing costs. Provides financial help to cover initial down payment requirements and closing costs that can add up to thousands of dollars. Participants gain access to competitive mortgage rates and terms, along with free homebuyer education. Available throughout all 105 Kansas counties.
Eligibility Requirements
• Must be a first-time homebuyer (or not owned home in past 3 years)\n• Income limits vary by county and household size\n• Property must be used as primary residence\n• Completion of homebuyer education course required\n• Must meet credit and debt-to-income requirements
Additional Requirements
• Complete homebuyer education course\n• Income and credit verification\n• Work with KHRC or participating lender
How to Apply
1. Complete homebuyer education course\n2. Contact KHRC or participating lender\n3. Check program availability and requirements\n4. Submit application with documentation\n5. Lender processes and coordinates closing