Louisiana Step Up DPA (Enhanced Assistance)
Louisiana Housing Corporation (LHC)
Program Overview
Step Up DPA provides higher assistance (up to $20,000) for targeted parishes with lower income requirements for households at 80% AMI or below. Same terms as standard DPA: 0% interest, forgivable after 10 years. Priority areas include economically distressed parishes and disaster recovery zones.
Eligibility Requirements
• Households at 80% AMI or below\n• Purchase in targeted parishes (economically distressed or disaster recovery zones)\n• Must be combined with LHC mortgage
Additional Requirements
• Income verification showing 80% AMI or below\n• Property in eligible parish\n• LHC mortgage loan required
How to Apply
1. Verify property is in eligible parish\n2. Confirm income at 80% AMI or below\n3. Apply for LHC mortgage with Step Up DPA\n4. Provide income documentation\n5. Receive enhanced assistance at closing