NJ Housing Authority
The New Jersey Housing and Mortgage Finance Agency provides several first-time homebuyer programs with down payment and closing cost assistance.
First-time homebuyers or those who have not owned a home in the past 3 years. Income limits typically at or below 80% area median income. Must complete homebuyer education course.
Requirements vary by program. Contact administrator for details. Typically includes income documentation, proof of residency, and credit check.
Contact program administrator or visit website for application process. May require pre-qualification or homebuyer education.