Kentucky Residents Must Apply for Federal Tornado Relief By Feb 11

Western Kentucky homeowners and renters who suffered the December 10-11 severe storms, flooding, and tornadoes can apply for federal disaster assistance by February 11th. This includes residents of Barren, Caldwell, Christian, Fulton, Graves, Hart, Hickman, Hopkins, Logan, Lyon, Marion, Marshall, Muhlenberg, Ohio, Taylor, and Warren counties. These Federal Emergency Management Agency (FEMA) grants can cover damage to their homes, personal property, and vehicles and they will be paid directly to eligible individuals. These funds are nontaxable and they will not affect eligibility for Social Security, Medicaid, or other federal benefits.

Find out if you qualify for these programs here.

Governor Andy Beshear also stated: The state will add 20% on top of all FEMA individual assistance awards for uninsured homeowners and renters impacted by devastating tornadoes in December 2021. The 20% bonus will impact around 1,400 Kentuckians thanks to $1.4 million from the Team Western Kentucky Tornado Relief Fund. This is a way we can quickly and clearly identify individuals who qualify for assistance and get the money out the door. The number of Kentuckians eligible to receive FEMA benefits and the extra 20% includes at least 475 uninsured homeowners and 987 uninsured renters”.

Virginia mortgage programs may be able to save you hundreds every month. A new 2024 mortgage may be able to give relief to homeowners. Unfortunately, most Americans will not receive their mortgage benefits because they are not aware of some of these programs. You do not need to pay anything to check how much you could get.

Check Virginia Programs Here

FEMA grants include:

  • Rental assistance
  • Lodging expense reimbursement
  • Home repair assistance
  • Replacement assistance
  • Other needs assistance.

FEMA will provide disaster assistance to eligible applicants for a primary residence, and it verifies occupancy by means of automated public and government records or by using documents submitted with your application. Damaged properties that are not livable, sanitary and safe are scheduled for further scheduled for inspection. If you have insurance, you should file a claim with your insurance company immediately. FEMA assistance cannot aid with losses already covered by insurance.

Find out if you qualify for these programs here.

Rental assistance is increased by 25% meaning if approved, applicants can get rental units at 25% above fair market rents established by the U.S. Department of Housing and Urban Development. 

“For example, the HUD fair market rent for a two-bedroom unit in Warren County is $845, but with the 25 percent increase in rental assistance, the maximum for FEMA rental assistance goes to $1,056,” the news release explains. “If eligible residents in that county rent a two-bedroom below $1,056, renters may include their utility costs up to the maximum assistance allowed.”

If you are in need of such funds start by visiting their official site or finding a Disaster Recovery Center near you. For more information call 800-621-3362, or download and use the FEMA mobile app.

Christopher Charles spent 6 years in the mortgage industry before moving into the world of digital media. He's helped thousands of families buy and refinance real estate at banks and mortgage companies and now continues that mission through industry-leading content. Chris is known for his expertise in the mortgage & real estate industry and continues to produce content all over the web.

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