Kentucky Residents Must Apply for Federal Tornado Relief By Feb 11
Western Kentucky homeowners and renters who suffered the December 10-11 severe storms, flooding, and tornadoes can apply for federal disaster assistance by February 11th. This includes residents of Barren, Caldwell, Christian, Fulton, Graves, Hart, Hickman, Hopkins, Logan, Lyon, Marion, Marshall, Muhlenberg, Ohio, Taylor, and Warren counties. These Federal Emergency Management Agency (FEMA) grants can cover damage to their homes, personal property, and vehicles and they will be paid directly to eligible individuals. These funds are nontaxable and they will not affect eligibility for Social Security, Medicaid, or other federal benefits.
Governor Andy Beshear also stated: The state will add 20% on top of all FEMA individual assistance awards for uninsured homeowners and renters impacted by devastating tornadoes in December 2021. The 20% bonus will impact around 1,400 Kentuckians thanks to $1.4 million from the Team Western Kentucky Tornado Relief Fund. This is a way we can quickly and clearly identify individuals who qualify for assistance and get the money out the door. The number of Kentuckians eligible to receive FEMA benefits and the extra 20% includes at least 475 uninsured homeowners and 987 uninsured renters”.
FEMA grants include:
- Rental assistance
- Lodging expense reimbursement
- Home repair assistance
- Replacement assistance
- Other needs assistance.
FEMA will provide disaster assistance to eligible applicants for a primary residence, and it verifies occupancy by means of automated public and government records or by using documents submitted with your application. Damaged properties that are not livable, sanitary and safe are scheduled for further scheduled for inspection. If you have insurance, you should file a claim with your insurance company immediately. FEMA assistance cannot aid with losses already covered by insurance.
Rental assistance is increased by 25% meaning if approved, applicants can get rental units at 25% above fair market rents established by the U.S. Department of Housing and Urban Development.
“For example, the HUD fair market rent for a two-bedroom unit in Warren County is $845, but with the 25 percent increase in rental assistance, the maximum for FEMA rental assistance goes to $1,056,” the news release explains. “If eligible residents in that county rent a two-bedroom below $1,056, renters may include their utility costs up to the maximum assistance allowed.”