Rockford City is Now Accepting Home Repair Grant Applications

Rockford Home Improvement Grants

The City of Rockford has officially opened the application period for its Home Repair and Accessibility Program (HRAP), presenting homeowners with a unique opportunity to apply for funding to improve the safety, efficiency, and accessibility of their residences.

From May 1 until 5 p.m. on May 22, Rockford residents are invited to apply for the program. All applications received within this period will be entered into a lottery, which is set to take place on Tuesday, May 23. Successful applicants will be promptly notified of their selection by Friday, May 26.

The HRAP initiative has been carefully crafted to support low-income homeowners in making crucial repairs that enhance accessibility and energy efficiency, as well as ensuring the health and safety of the residents. The program covers a wide array of home modifications, ranging from the installation of ramps and roll-in showers to adjusting the height of toilets and sinks for enhanced accessibility.

A significant funding boost has been made possible thanks to the Illinois Housing Development Authority, which awarded nearly $400,000 to the city. This generous allocation is expected to finance seven to eight home improvement projects, providing tangible benefits to several Rockford households.

To be considered eligible for the HRAP, homeowners must meet several requirements. Their income must be at or below 80 percent of the Area Median Income for their household size. Moreover, they must demonstrate that their mortgage payments are current and that their property is zoned for single-family use.

The potential benefits of successful application are significant, with applicants standing to receive up to $45,000 in funding. This amount will be provided in the form of a five-year, forgivable loan, creating an accessible path for homeowners to make crucial improvements to their homes.

Christopher Charles spent 6 years in the mortgage industry before moving into the world of digital media. He's helped thousands of families buy and refinance real estate at banks and mortgage companies and now continues that mission through industry-leading content. Chris is known for his expertise in the mortgage & real estate industry and continues to produce content all over the web.

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