Application for Statewide Homeowner Assistance Opens March 14

Are you a homeowner experiencing financial hardships due to the COVID-19 pandemic? You are not alone. Alaska Housing Homeowner Assistance may be able to help you with your mortgage payments, property taxes and utilities, insurance premiums, and homeowner association dues. Homeowners that apply for assistance should continue paying their mortgage and work closely with their Mortgage Servicer. 

Homeowners in Alaska experiencing financial hardships due to the COVID-19 pandemic can apply for assistance through the Alaska Housing Finance Corporation’s Alaska Housing Homeowner Assistance. The application period opens March 14 and closes April 4 at 11:59 p.m. Juneau homeowners can check their eligibility and pre-register now at AlaskaHousingRelief.org. Once registered, applicants will be automatically connected to an online eligibility checker to verify if they meet program requirements.

The program may be able to help with mortgage payments, property taxes and utilities, insurance premiums, and homeowner association dues. Homeowners must not exceed certain income limits, must occupy the property as their primary residence, and be able to demonstrate that financial hardships are directly related to circumstances associated with COVID-19.

AHFC will disperse federal funds directly, or through trusted business partners, on behalf of the applicant to their mortgage servicer, land contract holder, manufactured/mobile home lender, condominium/homeowners association, local taxing authority, and utility providers. A list of eligible expenses and use criteria is available on the program’s website.

To see if you qualify and to pre-register, go to AlaskaHousingRelief.org. Additional information is available by reviewing this fact sheet, reading these FAQs, or by contacting AHFC’s Call Center at 1-833-330-8290 toll-free.

Funding for the Alaska Housing Homeowner Assistance comes from the U.S. Treasury. The State of Alaska received $50 million from the national Homeowner Assistance Fund, established under the America Rescue Plan Act of 2021.

Find out if you qualify for this program here.

How Do I Apply?

Your first step is to pre-register and check your eligibility in advance of the application period. You can do this online and it will only take a few minutes of your time. 

Click Here To Pre-register & Check Your Eligibility

Find out if you qualify for this program here.

Am I elegible for Assistance?

Basic eligibility requirements are listed below. You can quickly and securely determine your eligibility by using our online eligibility checker.

  • You must be a homeowner and applying for aid in your primary residence that is located in the State of Alaska.
  • You must satisfy minimum federal and State of Alaska requirements: 
    • Have experienced a coronavirus-related financial hardship after Jan. 21, 2020;
    • Not exceed the maximum household income as required by U.S. Treasury;
    • At least one person per household must be directly or indirectly financially impacted by COVID-19;
    • Demonstrated risk of housing instability or homelessness. 

What does it cover?

Alaska Housing Homeowner Assistance may include: 

  • Financial assistance to help homeowners reinstate a mortgage in forbearance, delinquency, or default;
  • Repaying homeowner expenses including property taxes, hazard insurance premiums, HOA/condominium dues, cooperative maintenance fees, and a portion of ongoing payments for homeowners who continue to experience financial hardships due to COVID-19. 

Is my housing eligible?

Eligible owner-occupied properties include: 

  • Single-family attached and detached properties
  • Condominium units
  • Manufactured homes permanently affixed to real property and taxed as real estate
  • Mobile homes not permanently affixed to real property
  • Land contracts
  • 1 to 4-unit properties where the homeowner is living in one of the units as a primary residence

Where can I learn more? 

  • Read FAQs about Alaska Housing Homeowner Assistance
  • Contact our Call Center at 1-833-330-8290 toll free
  • Contact your Mortgage Servicer

Find out if you qualify for this program here.

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