Community Housing Impact and Preservation Program Helping Clark County Homeowners
Applications for housing repairs and rehabilitation, as well as homeowner assistance, will be accepted until April 15 by the Clark County Community and Economic Development Department and the City of New Carlisle. According to a Clark County commission press release, the 2022 Community Housing Impact and Preservation Program (CHIP Program) is for income-eligible people in Clark County and New Carlisle, excluding the city of Springfield. The program is being administered by the Clark County Community and Economic Development Department in partnership with the City of New Carlisle, with additional support from local non-profit agencies Neighborhood Housing Partnership of Greater Springfield and Habitat for Humanity of Greater Dayton.
For income-qualified residents, the program may pay up to $15,000.00 in repairs or up to $55,000.00 in owner rehabilitation or homeowner assistance. To be eligible, applicants must have a household income of less than 80% of the median income in Clark County or New Carlisle (outside of Springfield) Ohio, own a home in need of repairs or seek assistance in becoming a homeowner, obtain or currently have homeowner’s insurance, and have all property taxes paid.
The CHIP Program offers three different sorts of assistance:
The Owner Home Repair program helps preserve affordable housing stock by giving limited assistance to owner-occupied households with incomes at or below 80% of Area Median Income to fix serious defects in their homes. The types of work that are generally considered eligible include
- repairs to eliminate hazardous conditions or serious threats to a structural system’s integrity
- eliminating hazardous conditions with the electrical, plumbing, or heating systems
- repairing or replacing a home’s private well and/or septic system that is malfunctioning
- utilizing cost-effective measures to improve energy efficiency such as insulating un-insulated attics and sidewalls and related measures to control air movements, such as sealing holes and bypasses and installing exhaust and ventilation fans
- Utilizing measures designed to improve access and mobility for occupants who are physically disabled or infirm
The Owner Home Rehabilitation program helps increase and safeguard the availability of safe, livable, and affordable owner-occupied housing. This program assists homeowners with incomes at or below 80% of Area Median Income in repairing substandard conditions in their houses so that they are safe, healthy, durable, energy-efficient, and inexpensive. Eligible items for this include Installation and/or repairs to foundations, roofs, gutters, electrical upgrades, plumbing, furnaces, hot water heaters, insulation, windows, doors, accessibility improvements, and lead-based paint abatement.
The Homeownership program helps increase the number of owner-occupied households with income levels at or below 80% of Area Median Income, and to improve and protect that housing stock. It is a combination of Down Payment Assistance and/or the Owner Rehabilitation program. The types of houses that are eligible for purchase include single-family homes, townhouses, condominiums, and manufactured or modular homes. Down Payment Assistance, by itself, may be provided if the home does not require rehabilitation. This means that the home must either be a new or existing home that already meets applicable standards or a home that the improvements have been completed through the financing arrangement
Completed applications for Homeowner Repair Projects are processed on a first-come, first-service basis.